Diamond & Gold Cross Pendant, ca. 1890
GUEST: I brought this diamond cross that my mother gave to me. My mother got it from her mother-in-law when she was leaving Cuba. She left in 1961, right during the time that Castro took over. And my father wanted my brother and I to leave, 'cause he was worried about us and my mother's safety. So we came to the U.S. It's been in our family for four generations.
APPRAISER: Wow.
GUEST: My mother-in-law got it from my grandfather, whose father was an import-exporter, and he traveled a lot to, uh, Europe. And unfortunately, on his, uh, last trip, he died on the Titanic.
APPRAISER: Oh my gosh.
GUEST: This is something that my mom felt was very important to save and keep.
APPRAISER: So there are no hallmarks or maker's marks on the cross. But I did test it and it does test for 18 karat gold. And I'm dating it around 1890. And you have beautiful old mine cut diamonds and then they're accented by rose cut diamonds right at the bottom. One small condition issue is one of the little stamen here is missing, but hey, who doesn't have bumps after over 100 years, right? I mean, it's really incredible; the diamonds are lively. You have 3.5 carats of diamonds there.
GUEST: Wow.
APPRAISER: G to H color. They're S.I. clarity, I mean, it's really amazing to see something this old still intact. Because usually someone would sell it or they would break it apart, make earrings, a small ring. And it's amazing to know that your mother, no matter what, kept it intact. If you wanted to replace it, if you went into a jewelry store, an antique jewelry store today, it would be between $6,000 and $8,000. And you would insure it for the $8,000, the higher value, because it's going to be a little difficult to find, if you lose it and want to replace it; it's magnificent. Thank you for bringing it.
GUEST: Thank you.
APPRAISER: It's the craftsmanship, it's the matching, it's the period that makes this special.

$6,000 Retail
$8,000 Insurance
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Understanding Our Appraisals
Executive producer Marsha Bemko shares her tips for getting the most out of ANTIQUES ROADSHOW.
Value can change: The value of an item is dependent upon many things, including the condition of the object itself, trends in the market for that kind of object, and the location where the item will be sold. These are just some of the reasons why the answer to the question "What's it worth?" is so often "It depends."
Note the date: Take note of the date the appraisal was recorded. This information appears in the upper left corner of the page, with the label "Appraised On." Values change over time according to market forces, so the current value of the item could be higher, lower, or the same as when our expert first appraised it.
Context is key: Listen carefully. Most of our experts will give appraisal values in context. For example, you'll often hear them say what an item is worth "at auction," or "retail," or "for insurance purposes" (replacement value). Retail prices are different from wholesale prices. Often an auctioneer will talk about what she knows best: the auction market. A shop owner will usually talk about what he knows best: the retail price he'd place on the object in his shop. And though there are no hard and fast rules, an object's auction price can often be half its retail value; yet for other objects, an auction price could be higher than retail. As a rule, however, retail and insurance/replacement values are about the same.
Verbal approximations: The values given by the experts on ANTIQUES ROADSHOW are considered "verbal approximations of value." Technically, an "appraisal" is a legal document, generally for insurance purposes, written by a qualified expert and paid for by the owner of the item. An appraisal usually involves an extensive amount of research to establish authenticity, provenance, composition, method of construction, and other important attributes of a particular object.
Opinion of value: As with all appraisals, the verbal approximations of value given at ROADSHOW events are our experts' opinions formed from their knowledge of antiques and collectibles, market trends, and other factors. Although our valuations are based on research and experience, opinions can, and sometimes do, vary among experts.
Appraiser affiliations: Finally, the affiliation of the appraiser may have changed since the appraisal was recorded. To see current contact information for an appraiser in the ROADSHOW Archive, click on the link below the appraiser's picture. Our Appraiser Index also contains a complete list of active ROADSHOW appraisers and their contact details and biographies.


